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Where can AgFirst do business?
We offer highly competitive products and services in all 50 states and Puerto Rico.
Does AgFirst lend on properties that are considered full-time farms?
We don’t lend on properties that are full-time working farms. A full-time farm is one on which more than 50% of a borrower's gross income is derived from the property. Visit the Farm Credit Administration website to locate a local Farm Credit institution that may help you finance these properties.
Does AgFirst offer vacant land loans?
We don’t have a vacant land loan program. Visit the Farm Credit Administration website to locate a local Farm Credit institution that may help you finance these properties.
Must the loan close in our Association’s name?
Does AgFirst offer manufactured home loans?
Yes, but the property location must be designated “rural” on the appraisal. The manufactured home must also be at least a doublewide and rest on a permanent foundation.
Does AgFirst have minimum and maximum loan amounts?
While we have no minimum loan amount, our maximum amount is $510,400 through our Rural Home Loan Program and $2 million for our HomeStyle Farm Program.
Can we make a yield spread premium?
Yes. Our maximum net price is 103.
Does the Association order the appraisal?