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Q. What states does AgFirst do business in?
A. Agfirst is able to do business in any state.
Q. Do you allow properties and are considered full-time farms?
A. We do not lend on properties that are full working farms. If more than 50% of the borrower's gross income is derived from the subject property, it would be considered a full time farm. Access: www.fca.gov to locate a local farm credit institution that may help you finance these properties.
Q. Do you allow for vacant land loans?
A. We do not have a vacant land program. Access: www.fac.gov to locate a local farm credit institution that may help you finance these properties.
Q. Does the loan have to close in our name?
A. Yes, the loan must be closed in the Associations name.
Q. Do you have a manufactured home program?
A. Yes, but the location of the property must be designated as rural on the appraisal. The manufactured home must be at least a double wide and sit on a permanent foundation.
Q. Do you have a minimum/maximum loan amount?
A. No minimum loan amount. Our maximum loan amount is $453,100 for the Rural Home Loan Program and $2,000,000 for the HomeStyle Farm Program.
Q. Can we make a yield spread premium?
A. Yes, our maxmium net price is 103.
Q. Does the Association order the appraisal?
A. Yes, the Association can order the appraisal.