AgFirst is the leading lender in Rural America. We understand that our Customers require a variety of products that are comprehensive and obtainable. That's the reason we pride ourselves on the following loan products we offer:
Rural Home Products
Fixed rate loans with 10 - 30 year terms
FNMA DU Refi Plus
Homestyle Farm Program
Lender Paid Mortgage Insurance (LPMI)
Conforming LIBOR ARMs
Amish & Mennonite Programs
Manufactured Housing (double-wide and larger, off frame)
Key Criteria for AgFirst Rural Home Loan Program
Single family, owner-occupied detached residence.
Property must be located in a rural area or in a town or municipality with a population of 2,500 or less.
Dwelling value cannot exceed $300,000 as evidenced on the appraisal.
Dwelling value must represent at least 35% of the loan amount.
Key Criteria for AgFirst Homestyle Farm Program
Single family, owner-occupied detached residences.
Minimum FICO score is 700.
Maxmum LTV is 80%.
Dwelling value must represent at least 30% of the appraised value.
Loan amounts up to $2,000,000.